Life Insurance is an essential part of any financial plan and is reliable protection solution to ensure the financial safety of your family or business. Whatever your needs are, a life insurance plan can:

  • Give you a peace of mind knowing your family is protected
  • Ensure your largest financial obligation – your mortgage is paid off and your home is safely in the hands of you beneficiaries
  • Provide an asset that provides for intergenerational wealth creation and transfer
  • In business, provide for Key Person Protection
  • Offer a full portfolio of investment opportunities
  • Accumulate cash value through tax-sheltered environments
  • Cover funeral costs

Life Insurance

Everyone wants to protect and provide for their family. In that regard, your role is irreplaceable. There are a variety of ways that others rely on you financially, and a life insurance policy can be an inexpensive way to look after these important people in your life if something were to happen to you. Make sure your insurance policy is adequate using a thorough examination of your death benefit needs as there are variety of life insurance products available.  Some life insurance policies also provide an investment environment for your premiums.

Depending on your needs Life Insurance comes in a few different packages, with unique pros and cons to each. Generally clients will choose Term or Permanent Insurance (or in some cases a combination of both).



Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease.  Recovery may come with a significant financial cost that impacts both you and the people close to you.

Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you will receive a lump-sum cash payment. Unlike reimbursed health insurance benefits, you decide how to spend the money.


Disability Insurance

Disability insurance is an insurance policy that will replace a portion of your income in the event that you become disabled and are unable to earn an income. There are different types of disability insurance plans such as individual or group plans, as well there are government plans such as workers compensation or benefits provided under the Canada Pension Plan.

A disability can be from a number of causes such as injury, serious illness, or even mental health. You can purchase a long-term or short-term disability plan.


Long term care insurance

It’s easy to take our ability to perform day-to-day activities for granted. But this can change at any age. Long-term health care insurance could cover the rising cost of living in a long-term care facility which could range anywhere from $1500 to $5000 a month. This is why it’s so important to consider your future healthcare needs as you build and review your retirement savings and income plans.

You qualify for long-term care if you are unable to do two of the six daily living activities:

  1. Dressing
  2. Bathing or showering
  3. Personal hygiene such as brushing hair
  4. Eating
  5. Toileting
  6. Functional mobility – walking, getting in and out of bed, or out of a chair, etc.


Would you like a basic quote ? Please answer the following to get the conversation started.

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You are considered a non-smoker if you have been smoke free for 365 days.
This also includes the smoking of cannabis products.

Death Benefit: How to choose the amount for you.

Typically clients choose an amount that will pay off their mortgage and other debts to free up your survivors of these burdens. An additional $100,000 or more is then added to cover funeral expenses and children's education.  One last key criteria is to consider lost income, which our licensed life insurance agent can help you validate

Please indicate if you interested in the following coverage options:

If you would like us to contact you as soon as possible, please leave your phone number below.  We will respond within an hour during business hours.  All other quotes will be emailed within 24 hours.

If you have any other questions or comments, please let us know.

I went to one of Jaret’s “Life Insurance Uncorked” events where he spoke about the various types of coverages available. Highly recommended!

Tracy C.

You will not be sold a product you do not need when dealing with Jaret. He’s honest and upfront about everything he talks about. I decided on an Term 20 policy because it was right for me.

E. B.

Jaret explained to my wife and I the different types of Life Insurance available. After we talked, I feel very confident that my family is truly covered ‘just in case.’

Ryan H.


I would love to hear from you! Let me know what what services you are interested in or if you just want to have a chat about your current financial circumstances. I’m here to listen and then give you my professional feedback.

If you have any immediate questions about my services, feel free to give me a call at 604-816-5988 or send me an email! Prefer to schedule a call ? Add yourself to my calendar on a date and time that works best for you.

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